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What is a short term loan?

A short term loan is designed to allow people to receive cash against their next paycheck. A short term loan is also known as a cash advance, payday loan, payday advance, or paycheck loan. A short term loan requires a bank account in good standing, proof of income, and that you are at least 18 years old to qualify. Typically the funds are electronically deposited into your account within 24 hrs.* The loan is then repaid by your bank account on the agreed upon date.

Why do people use a short term loan?

Everybody finds themselves short on cash from time to time. Unexpected bills or expenses like medical bills, car repairs, utility bills, and many other financial issues can devastate a person or family. With a short term loan, you can avoid the stress of these types of problems. Have you ever found yourself in a situation where you know you have bills that are going to post to your account, but don't have the cash to cover them? This can cause unwanted and often high overdraft fees from your bank. With a short term loan, you can get the money you need to ensure you don't incur those fees!

Apply now and in as little as 2 minutes you may qualify for a cash advance up to $1,000*. Once approved, your cash will be deposited directly into your bank account.

Is a short term loan right for you?

Are you looking for a fast and easy solution to your cash problems? A short term loan can help you get through those unexpected emergencies and financial issues quickly and easily through the privacy of your own computer!

Bad Credit? No Problem! You can get a short term loan even with bad credit!**

Benefits

  • Poor credit? No problem!
  • Bad credit is OK.**
  • Avoid costly overdraft fees!
  • Funds are deposited directly into your account.
  • Apply online!
  • No waiting in embarrassing lines.
  • Your privacy is important!
  • Your information is kept safe and confidential.

FAQs

Testimonials

“The service is excellent... it's a lot more convenient than going into the office and waiting hours upon hours to get approved.”

- Samuel